Honest pricing, no surprises
Flat monthly fees with no upfront charges — as required by federal law. Cancel anytime. Pay only while we're actively working your file.
Start FREE, Limited Time Only
Roneisha is accepting a limited group of free clients before our paid plans launch. Claim your spot today.
What's included
Full Launch Special details coming soon — claim your free spot now to lock in your place before our paid plans launch.
Claim My Free SpotLimited time. Spots may close early.
Free service from Elevated Credit Co. A SmartCredit account (separate service) is required.
Our paid plans are launching soon. In the meantime, join free during our Launch Special.
Individual
For one person
Billed after work is performed
Coming SoonPaid plans launching soon. Join free during our Launch Special →
- Personalized Credit Repair Plan
- Challenges to the 3 Credit Bureaus
- Creditor Intervention Letters
- Score Tracking
- Challenge Hard Inquiries
- Email & Phone Support
- Online Customer Portal
- 90-Day Money-Back Guarantee
Couples
For two people working together
Billed after work is performed
Coming SoonPaid plans launching soon. Join free during our Launch Special →
- Personalized Credit Repair Plan
- Challenges to the 3 Credit Bureaus
- Creditor Intervention Letters
- Score Tracking
- Challenge Hard Inquiries
- Email & Phone Support
- Online Customer Portal
- 90-Day Money-Back Guarantee
Flat Fee
A single flat fee
Billed after work is performed
Coming SoonPaid plans launching soon. Join free during our Launch Special →
- Personalized Credit Repair Plan
- Challenges to the 3 Credit Bureaus
- Creditor Intervention Letters
- Score Tracking
- Challenge Hard Inquiries
- Email & Phone Support
- Online Customer Portal
- 90-Day Money-Back Guarantee
No upfront fees · CROA-compliant · Cancel anytime
Value you can measure
You never pay before work is done.
Pause or leave whenever you want.
None. Stay for results, not contracts.
Before you decide
No. By law (the CROA), credit repair companies cannot charge for work before it's performed. You're billed only for the active work completed each month.
Never. Plans are month-to-month. You can pause or cancel anytime — no cancellation fees, no minimum term.
Your fee is based on the plan you choose and covers all dispute work, letters, validation requests, and reporting for that billing cycle.
We don't pay off or settle your debts for you, and we don't offer loans. We handle the credit-report and dispute side; any settlement funds go directly to the creditor.
Paid plans launching soon. Join free during our Launch Special.